Stop Funding Insurance Companies' Investment Portfolios With Your Cash Flow
You can’t make insurers pay faster. But you can take back control while you wait. We match every payout to jobs, surface true profitability, and forecast cash so subs, vendors, and payroll are covered — without guesswork.
What Keeps You Up at Night?
We don’t promise miracles or “faster insurance checks.” We deliver clarity and control so your firm survives the waiting game.
Your cash is their investment vehicle
Insurers hold your money 30–90 days and invest it. Meanwhile you cover payroll, subs, and materials. We plan for the gap — before it breaks you.
Vendors don’t wait
Subs and suppliers want payment on time. We track AP tightly and forecast cash so you protect relationships without bleeding fees.
Job costing blind spots
By the time you realize a job lost money, it’s tax season. We give job-level profitability while the work is live, not months later.
Cash‑crunch decisions
Robbing Peter to pay Paul? Our weekly cash view shows if payroll and vendors are covered weeks in advance.
Claims & AR paralysis
Which claims are still outstanding — and for how long? We monitor AR aging specific to insurer and job, so nothing slips.
CPA & audit stress
Messy books make lenders and CPAs nervous. We keep you audit-ready with clean, restoration-specific records.
Clarity While They Hold Your Cash
We don't control carriers. We control clarity: job costing, payout matching, and weekly cash forecasting.
Choose the Level of Clarity Your Firm Needs
Straightforward monthly pricing. No long contracts.
Essentials
Keep your books clean, clear, and CPA‑ready.
- Monthly bookkeeping (QuickBooks/Xero)
- Bank, credit & loan reconciliations
- Restoration‑ready chart of accounts
- Insurance deposits tagged & documented
- Monthly P&L and Balance Sheet
- Year‑end CPA coordination
- Email support
Growth
Clarity while insurers hold your cash.
- Everything in Essentials
- Job costing & WIP reporting (by job type)
- Insurance payout tracking (deposit‑to‑job)
- AR monitoring by insurer & job; AP oversight for subs/vendors
- Weekly cash‑flow forecasting
- Contractor‑friendly KPI dashboard
- Monthly review call + Slack/email support
Elite
Your outsourced Controller — without the $150k hire.
- Everything in Growth
- Quarterly budgeting & forecasting
- Industry benchmarking & margin leak detection
- Scenario planning (delays, big jobs, crew scaling)
- Audit & lender‑ready reporting
Get the Cash Gap Playbook
Short, practical emails on keeping payroll, subs, and vendors covered while carriers take their time.
FAQs
Straight answers for restoration owners.
Can you make insurance companies pay faster?
No one can promise that. We design your cash cycle to survive the wait: forecasting, job-level clarity, and payout matching so you know what’s covered and when.
How long is onboarding?
Usually 2–3 weeks depending on data access (banks, QBO/Xero, prior chart). You’ll see a first cash forecast in week one.
Will you work under our NDA?
Yes. We’ll sign yours or provide ours. We don’t outsource—your data stays with us.
Can we cancel anytime?
Yes. No long contracts. Service continues through the current paid period.
Do you replace my CPA?
No. We keep audit-ready books and coordinate with your CPA; they still file taxes.
From Chaos to Control
“I was sick of being the bank for insurance companies. Bright Bookkeeping showed me how to survive the 90‑day wait without begging vendors for extensions. I finally sleep.”
— Mike R., Owner · $3M Fire & Water Contractor
“I never thought I’d pay this much for bookkeeping. But within 60 days we found jobs that looked profitable but were losing money. Painful truth — exactly what we needed.”
— Sarah L., Operations · Mold Remediation Firm
“For the first time in 15 years, I know our numbers before the CPA does. Reports are clean, job‑level clear, and banks stop asking for ‘one more thing’.”
— Carlos G., GM · Disaster Recovery Contractor
Stop Starving While They Invest Your Money
You can’t control insurers, but you can control your books. Take the power back today.